Gender, borrowing patterns and self-employment: some evidence for England

Sena, Vania, Scott, Jonathan and Roper, Stephen (2012) Gender, borrowing patterns and self-employment: some evidence for England. Small Business Economics, 38 (4). pp. 467-480. ISSN 0921-898X

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Official URL: http://dx.doi.org/10.1007/s11187-010-9272-9

Abstract

The purpose of this paper is twofold. First, we try to identify whether women have different borrowing patterns from men when trying to get into self-employment along with the factors that explain these different propensities. Second, we try to quantify the impact of these differences in borrowing propensity on women’s willingness to become self-employed. The empirical analysis is carried out on a sample of individuals drawn from the English Household Survey of Entrepreneurship, 2003. Our results show that (1) women are less likely than men to seek external finance and that (2) gender differences in access to finance are affecting adversely the transition into self-employment.

Item Type: Article
Uncontrolled Keywords: Women, Self-employment, External funding
Subjects: N100 Business studies
Department: Faculties > Business and Law > Newcastle Business School > Business and Management
Depositing User: Becky Skoyles
Date Deposited: 06 Mar 2017 16:46
Last Modified: 09 May 2017 11:31
URI: http://nrl.northumbria.ac.uk/id/eprint/29949

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