SME Access to Finance: An exploration into the demand and supply contraints around SME access to finance

Harvey, Jackie, Macht, Stephanie and Sharma, Satish (2012) SME Access to Finance: An exploration into the demand and supply contraints around SME access to finance. Project Report. Northumbria University, Newcastle upon Tyne, UK.

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Abstract

In March 2011, the Newcastle Business School, Northumbria University was commissioned by North East Access to Finance (NEA2F) to undertake a major piece of independent academic research to explore both the demand and supply sides of SME access to finance in the North East of England. The aim of the research was to gain insight and understanding into the challenges faced not only by the SME sector but also by the key suppliers of finance to that community, specifically the banking sector and Business Angels. Thus we do not take a position on what we think is right or what a best practice approach might be but rather reflect, as accurately as possible, the information that was shared with us. The research project commenced in May 2011 and was completed at the end of March 2012.

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